Articles and analysis on today's issues
Combining dollar cutoffs with indexing changes fundamentally alters the structure and philosophy that have guided the Social Security program for the past 90 years.
More Affordable and Available Housing Would Mean Fewer Children and Young People Experiencing Homelessness To reduce the number of students experiencing homelessness and promote upward mobility for children and young people, local leaders should focus on the root causes of homelessness and expand housing opportunities for people with low incomes.The White House’s Proposed Budget Would Cut Housing Funds in Half. That Would Make the Bay Area Even Less Affordable. The Bay Area already faces well-documented housing affordability challenges, and the loss of federal housing support would likely have devastating effects for many of its communities.How New Federal Student Loan Limits Could Affect Borrowers The new loan limits could make it more difficult for graduate students to finance their education using federal loans. Without adjustments, the value of the loan limits will shrink, potentially affecting access to graduate education.Market Volatility Could Hit Some Retirees Harder Than Others A combination of individual strategies and broader policy reforms could help more people preserve lifelong wealth amid economic volatility.Modernizing Home Appraisals Would Advance Accuracy, Transparency, and Equity By using modern technology, data, and enhanced processes, policymakers could create a more fair, balanced, and accurate appraisal process for all.Cuts to SNAP in the One Big Beautiful Bill Act Would Widen the Persistent Gap between Benefits and Food Costs SNAP benefits didn’t cover the cost of a meal in 99 percent of counties in 2024, and the One Big Beautiful Bill changes are expected to further undermine benefit adequacy.