Jung Hyun Choi discusses the widening homeownership gap SummaryBetween 2021 and 2024, the typical mortgage rate for new homebuyers increased from 3.0 to 6.6 percent, meaning new homeowners are spending a larger share of their incomes than those who bought a house years ago.
Bryan J. Cook on student demographic changes after affirmative action ruling SummarySince the US Supreme Court’s 2023 ruling against affirmative action, student body demographics have changed. Bryan J. Cook, director of higher education policy at the Urban Institute, spoke with The Baltimore Banner about applicant and enrollment shifts.
Lucy Dadayan discusses states’ responses to rising gas prices SummaryAs gas prices rise, states are considering relief measures like temporarily cutting fuel taxes or tapping into reserves.
Laurie Goodman on large corporate investors in the rental market SummaryLaurie Goodman, an Institute fellow and housing finance expert at the Urban Institute, spoke with The Atlantic about renters disadvantages when compared with homeowners and large institutional investors’ capacity.
Andrew Rumbach discusses uncertainty around disaster preparedness funding SummaryFollowing the Federal Emergency Management Agency’s reinstatement of the largest federal grant program for disaster preparedness, increased competition and delays have left hundreds of small towns nationwide awaiting funds that Congress has already appropriated.
Matthew Buettgens on projected Medicaid coverage losses under OBBBA SummaryBecause of the One Big Beautiful Bill Act’s new work requirements and more-frequent redeterminations for Medicaid—and their associated administrative burdens—many are projected to lose health coverage.