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Results for Tag "Homeownership"

Can IDAs help low income savers sustain homeownership?

Individual development account (IDA) programs “can be a viable solution to advance homeownership among lower-income groups,” according to research by Lucy Delgadillo in Family and Consumer…

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Why the Homeownership Rate Dropped and Where it may Go

The changing impact of borrowing constraints accounts for a “substantial share of the measured increase and subsequent decrease in the homeownership rate between 2001 and 2013,” according to a…

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The Benefits of Homebuyer Education and Counseling

Homebuyer education and counseling can “provide timely, powerful support for prospective and current homeowners as they assess their options and make decisions,” according to an overview of the…

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The First Rung on the Ladder to Economic Opportunity Is Housing

Our homes and our neighborhoods set the stage for our lives. Yet, the data consistently show that wages for essential workers do not stretch far enough to afford modest housing in a decent…

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Survey Shows What Americans Want in their Communities

A new survey by the Urban Land Institute, America in 2015, explores the latest on what Americans desire in their communities. The survey asked a representative sample of 1,200 Americans what they…

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The 2015 Housing Market: A National Perspective

The U.S. housing market continues to feel the lingering effects of the 2008 financial crash. The latest installment of the State of the Nation’s Housing, an annual publication by the Joint…

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The Great Recession’s Disparate Effects on Wealth

Homeownership remains a key component of the American Dream and households’ net worth in the United States. A study in Housing Policy Debate analyzed the effect that owning a home had on the wealth…

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Individual Development Account Programs Help Low-Income Families Save for the Dream

Buying a home is hard. But it does not have to be quite as hard as it is for many people across the country. In fact, the last few decades have seen the creation of more than a few innovative…

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High Cost Burdens and Homeownership Gaps Accompany Housing Recovery

The U.S. housing market is in recovery but still faces a number of challenges, concludes The State of the Nation’s Housing 2014 by the Joint Center for Housing Studies of Harvard University. Tight…

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Case Study: Arverne by the Sea’s Resilient, Healthy Housing

Designed for disaster resilience, health, and affordability to New York City’s workforce, Arverne by the Sea is a 120-acre planned community on a previously vacant redevelopment site adjacent…

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