Homeownership | How Housing Matters

Results for Tag "Homeownership"
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Denver’s Low-Income Homeowners Are Losing Ground, but Policies Can Help Stem That Loss

by Diana Elliott, Tanaya Srini, and Carl Hedman
Denver’s economy is thriving. The city’s unemployment rate (2.9 percent) is a percentage point lower than the national average, and wage and…

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To Equitably Connect Housing and Economic Mobility for Black Americans, Tackle Structural Racism

by Janae Ladet
Most Americans’ greatest asset is their home. According to the Economic Policy Institute, housing equity makes up two-thirds of wealth for typical American households, and most…

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Can Housing Explain Racial Disparities in Childhood Asthma?

Black children have higher rates of diagnosis, morbidity, mortality, and hospitalizations for asthma than white children, and some people suggest that racial and ethnic disparities stem from…

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Should Retirement Planning Include Reverse Mortgages?

by Kimberly Burrowes and Maya Brennan
Once considered a last resort, reverse mortgages have become an increasingly popular way for older Americans to stay in their homes as they age and tap the…

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Low-Income Homeowners and Renters are Similarly Burdened by Housing Costs

by Laurie Goodman and Bhargavi Ganesh
With limited supply and skyrocketing housing costs, renters and homeowners face severe housing affordability issues. A higher share of renters face severe…

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Shared Equity Programs Link Low- and Moderate-Income Homebuyers to Affordable Homes

Shared equity programs connected low- and moderate-income potential homebuyers to affordable owner-occupied housing, according to Brett Theodos and his colleagues at the Urban Institute. These…

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Formerly Incarcerated Men Have Lower Rates of Homeownership, Household Assets

How does incarceration affect household asset ownership for men recently in prison or jail and the women with whom they share a child? Kristin Turney and Daniel Schneider address this previously…

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Housing Counseling Should Help with More Than Just Homebuying

by Brett Theodos and Ellen Seidman
Since the collapse of the housing market, housing counseling has largely guided clients through loan modification and foreclosure prevention. And the evidence…

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How Does Down Payment Size Affect Savings for a First Home?

Economic models can help policymakers predict the effects of policies that affect down payment size. Prior research has shown that larger down payments lead some potential homebuyers to become…

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How Do Homeowners Engage in Their Communities? A Q&A with Sociologist Brian McCabe

Across the political spectrum, Americans are united around homeownership. Most Americans aspire to own a home. Homeownership is viewed as an achievement—a central part of the American Dream, in…

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