Asset-Building

Explicitly Acknowledging Racism Is Key to Reducing Racial Housing and Wealth Gaps

What Can Policymakers Do to Advance the Use of Rental Payment Data in Mortgage Underwriting?

What Policymakers Need to Know about Racism in the Property Tax System

How Will Proposed Changes to the Community Reinvestment Act Affect Lending to Historically Excluded Communities?

Current Appraisal Practices Perpetuate Racial Disparities in Home Values

Homeownership Is Much More Costly for Black Homeowners

Shared-Equity Homeownership Offers an Alternative Path to Wealth Building for Renters with Low Incomes

Why Are Black and Latinx Homeowners Less Likely to Refinance Their Mortgages?

How Prior Economic Disadvantage Exacerbates Foreclosure Risks for Older Women of Color

Lessons from the Last Recovery: How Black Homeowners Benefited from Appreciating Home Values

Stabilizing Reverse Mortgages: Can Property Tax Relief Programs Help Seniors Age in Place?

The Cost to Repair America’s Housing Stock—and Which Homes Need It the Most