Homeownership | How Housing Matters

Results for Tag "Homeownership"
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Shared Equity Programs Link Low- and Moderate-Income Homebuyers to Affordable Homes

Shared equity programs connected low- and moderate-income potential homebuyers to affordable owner-occupied housing, according to Brett Theodos and his colleagues at the Urban Institute. These…

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Formerly Incarcerated Men Have Lower Rates of Homeownership, Household Assets

How does incarceration affect household asset ownership for men recently in prison or jail and the women with whom they share a child? Kristin Turney and Daniel Schneider address this previously…

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Housing Counseling Should Help with More Than Just Homebuying

by Brett Theodos and Ellen Seidman
Since the collapse of the housing market, housing counseling has largely guided clients through loan modification and foreclosure prevention. And the evidence…

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How Does Down Payment Size Affect Savings for a First Home?

Economic models can help policymakers predict the effects of policies that affect down payment size. Prior research has shown that larger down payments lead some potential homebuyers to become…

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How Do Homeowners Engage in Their Communities? A Q&A with Sociologist Brian McCabe

Across the political spectrum, Americans are united around homeownership. Most Americans aspire to own a home. Homeownership is viewed as an achievement—a central part of the American Dream, in…

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Can IDAs help low income savers sustain homeownership?

Individual development account (IDA) programs “can be a viable solution to advance homeownership among lower-income groups,” according to research by Lucy Delgadillo in Family and Consumer…

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Why the Homeownership Rate Dropped and Where it may Go

The changing impact of borrowing constraints accounts for a “substantial share of the measured increase and subsequent decrease in the homeownership rate between 2001 and 2013,” according to a…

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The Benefits of Homebuyer Education and Counseling

Homebuyer education and counseling can “provide timely, powerful support for prospective and current homeowners as they assess their options and make decisions,” according to an overview of the…

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The First Rung on the Ladder to Economic Opportunity Is Housing

Our homes and our neighborhoods set the stage for our lives. Yet, the data consistently show that wages for essential workers do not stretch far enough to afford modest housing in a decent…

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Survey Shows What Americans Want in their Communities

A new survey by the Urban Land Institute, America in 2015, explores the latest on what Americans desire in their communities. The survey asked a representative sample of 1,200 Americans what they…

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